MINERVA 2915
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Terms & Conditions

Effective Date: January 1, 2026

Welcome to MINERVA 2915 CORP. By accessing or using our website and services, you agree to be bound by these Terms & Conditions ("Terms"). Please read them carefully before using our services.

1. Acceptance of Terms

By accessing our website, submitting an inquiry, or applying for funding, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. If you do not agree to these Terms, you may not use our services.

2. Services Provided

MINERVA 2915 CORP is a direct business lender providing various financing solutions, including but not limited to working capital loans, equipment financing, revenue-based financing, commercial real estate loans, business expansion funding, and startup financing. Our services are designed for businesses and commercial entities, not individual consumers.

3. Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Have legal authority to bind the business entity you represent
  • Provide accurate and complete information during the application process
  • Operate a legitimate business with verifiable revenue and operations

We reserve the right to refuse service to any applicant at our sole discretion.

4. Application Process & Approval

Submitting an application or inquiry does not guarantee approval or funding. All funding decisions are subject to our underwriting process, which includes evaluation of creditworthiness, business performance, financial documentation, and other relevant factors. We reserve the right to request additional documentation and to decline any application.

Approved funding terms, interest rates, repayment schedules, and fees will be outlined in a separate loan agreement or financing contract, which you must review and sign before receiving funds.

5. Accuracy of Information

You agree to provide accurate, truthful, and complete information during the application process. Providing false or misleading information may result in denial of your application, termination of services, legal action, and potential criminal prosecution for fraud.

6. Website Use & Restrictions

You may use our website for lawful purposes only. You agree not to:

  • Use the website in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to our systems, servers, or databases
  • Transmit viruses, malware, or other harmful code
  • Scrape, copy, or reproduce content without permission
  • Impersonate MINERVA 2915 CORP or any of its representatives

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of MINERVA 2915 CORP or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

8. SMS Terms & Conditions

If you opt in to receive SMS or text messages from MINERVA 2915 CORP, the following terms apply:

Program Description

By providing your mobile phone number and expressly consenting to receive text messages, you agree to receive recurring marketing and promotional SMS/MMS messages from MINERVA 2915 CORP. Messages may include offers, updates, service notifications, and information about our financial products and services. Messages may be sent using an automated telephone dialing system (ATDS).

Message Frequency

Message frequency varies depending on your preferences and account activity. You may receive up to 4 messages per month.

Message and Data Rates

Message and data rates may apply based on your mobile carrier's plan. Please consult your carrier for details on potential charges. MINERVA 2915 CORP is not responsible for any charges incurred from your mobile carrier.

Opt-Out / Unsubscribe

You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. After you send STOP, we will send you a confirmation message and you will no longer receive messages from us. If you wish to rejoin, simply opt in again through our website or reply START.

Help & Support

For assistance with our SMS program, reply HELP to any message, or contact us at majdi@minerva2915corp.com.

Important: Consent to receive text messages is NOT a condition of purchase or use of our services. You may access all services, submit inquiries, and apply for funding without opting in to SMS communications.

Carrier Disclaimer

MINERVA 2915 CORP is not liable for delayed or undelivered messages. Message delivery is subject to your mobile carrier's network and policies.

9. Third-Party Links

Our website may contain links to third-party websites or services. We do not endorse or assume responsibility for the content, privacy policies, or practices of third-party sites. You access third-party sites at your own risk.

10. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that our website will be error-free, secure, or uninterrupted. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

11. Limitation of Liability

To the fullest extent permitted by law, MINERVA 2915 CORP, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our website or services, even if we have been advised of the possibility of such damages. In no event shall our total liability exceed the amount you paid to us, if any.

12. Indemnification

You agree to indemnify, defend, and hold harmless MINERVA 2915 CORP and its affiliates from any claims, liabilities, damages, losses, or expenses (including legal fees) arising from your use of our services, violation of these Terms, or infringement of any third-party rights.

13. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of New York, without regard to conflict of law principles. Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in New York, NY. You waive any right to a jury trial or to participate in a class action lawsuit.

14. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of our services after any changes constitutes acceptance of the updated Terms. We encourage you to review these Terms periodically.

15. Termination

We may suspend or terminate your access to our website and services at any time, with or without notice, for any reason, including violation of these Terms. Upon termination, all rights granted to you under these Terms will immediately cease.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

17. Contact Information

If you have questions or concerns about these Terms, please contact us:

MINERVA 2915 CORP
29-13 23rd Ave
Astoria, NY 11363
Email: majdi@minerva2915corp.com

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.

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© 2026 MINERVA 2915 CORP. All rights reserved.

29-13 23rd Ave, Astoria, NY 11363

Email: majdi@minerva2915corp.com