Privacy Policy

MINERVA 2915 CORP ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

We collect information that you provide directly to us, including:

• Contact Information: Name, email address, mailing address, and phone number (if provided)
• Business Information: Business name, industry, revenue details, funding needs
• Financial Information: Bank statements, tax returns, credit reports (when you apply for funding)
• Communication Records: Emails, form submissions, and phone call records
• Technical Data: IP address, browser type, device information, and usage data collected through cookies

2. How We Use Your Information

We use the information we collect to:

• Process and evaluate your funding applications
• Communicate with you about our services and your inquiries
• Provide customer support and respond to your requests
• Send marketing communications (with your consent)
• Improve our website, services, and customer experience
• Comply with legal obligations and prevent fraud

3. How We Share Your Information

We may share your information with:

• Service Providers: Third-party vendors who assist with business operations (payment processing, data analysis, email delivery)
• Financial Partners: When necessary to process your funding application or provide financial services
• Legal Authorities: When required by law, legal process, or to protect our rights
• Business Transfers: In connection with a merger, acquisition, or sale of assets

4. SMS & Text Message Communications

If you opt in to receive SMS or text messages from MINERVA 2915 CORP, the following terms apply:

Consent & Program Description

By providing your mobile phone number and expressly consenting to receive text messages, you agree to receive recurring marketing and promotional SMS/MMS messages from MINERVA 2915 CORP, including offers, updates, and information about our financial products and services. Messages may be sent using an automated telephone dialing system (ATDS).

Message Frequency & Costs

Message frequency varies depending on your preferences and account activity. You may receive up to 4 messages per month. Message and data rates may apply based on your mobile carrier's plan. Please consult your carrier for details on potential charges.

Opt-Out Instructions

You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. After you send STOP, we will send you a confirmation message and you will no longer receive messages from us. If you wish to rejoin, simply opt in again through our website or reply START.

Help & Support

For assistance with our SMS program, reply HELP to any message, or contact us at majdi@minerva2915corp.com.

Consent Not Required

Consent to receive text messages is NOT a condition of purchase or use of our services. You may still access all services and submit inquiries without opting in to SMS communications.

SMS Data Privacy

Your mobile phone number and SMS opt-in data will be used solely for the purpose of sending you the messages you have consented to receive. We will not sell, rent, or share your mobile number with third parties for their own marketing purposes. Your SMS data is handled in accordance with this Privacy Policy.

5. Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to enhance your experience on our website. These technologies help us understand how you use our site, remember your preferences, and deliver relevant content. You can control cookie preferences through your browser settings.

6. Data Security

We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements.

8. Your Privacy Rights

Depending on your location, you may have the following rights:

• Access: Request a copy of the personal information we hold about you
• Correction: Request corrections to inaccurate or incomplete information
• Deletion: Request deletion of your personal information (subject to legal obligations)
• Opt-Out: Unsubscribe from marketing emails or text messages at any time

To exercise these rights, please contact us at majdi@minerva2915corp.com.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post the updated policy on this page with a new effective date. Your continued use of our services after any changes constitutes acceptance of the updated policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

MINERVA 2915 CORP
29-13 23rd Ave
Astoria, NY 11363
Email: majdi@minerva2915corp.com